Disclosure

Disclosure

An important disclaimer, plus how the site is funded — per FTC guidance.

Not legal, tax, or medical advice

Medical Bill Guides provides free, general-purpose educational templates and information. It is not a law firm, medical practice, or financial advisor, and nothing here is legal, tax, medical, or financial advice for your specific situation. Reading the site or using a template does not create an attorney-client or any other professional relationship.

Laws, regulations, filing deadlines, and dollar thresholds change over time and differ by state, health plan, and provider. We try to describe federal rules accurately as of the date each page was reviewed, but you must confirm what currently applies to you before acting. For important or high-dollar disputes, consult a licensed attorney, a tax professional, or a nonprofit patient advocate.

No warranty

The templates and information are provided "as is," without warranty of any kind. We make no guarantee that a letter will succeed, that a bill will be reduced, or that any particular outcome will result. You are responsible for what you send, for meeting deadlines, and for the accuracy of the information you fill in.

How the site is funded

This site is free to use. Some outbound links may be affiliate links — if you sign up for a service through one, we may earn a commission at no extra cost to you. A commission never changes the information we publish or the letters we provide.

Trademarks

References to laws (such as the No Surprises Act) and to insurers, hospitals, or agencies are for identification and education only. This is an independent reference and is not affiliated with, endorsed by, or sponsored by any government agency, insurer, or provider.